He is a financial markets expert from the European School of Management and Technology (ESMT) in Berlin.  DW-TV: Let’s hear Jörg Rocholl once more, financial expert from the European School of Management and Technology in Berlin. We just heard — 300 million € from Deutsche Bank, and up to 15 billion from other banks. That's not peanuts, is it? Jörg Rocholl: No, it's not peanuts, but still it's only a start for more global recovery of credit markets. At the same time there's a lot of confusion on what a credit crunch really is, and whether we actually are in a credit crunch or not. DW-TV: Are we? Jörg Rocholl: The figures are very misleading or can be very misleading. For example, the aggregate credit volume in Germany as well as the United States kept increasing over long periods throughout the financial crisis, and at the same time we do see complaints from companies that there's a credit crunch. So I think that we need a new database to really figure out whether there's a credit crunch or not. DW-TV: Well, leaving aside the definition of credit crunch, there are companies that are in need of money. Now Chancellor Merkel said that unless the credit situation improves, she will force the implementation of a kind of mediator -- to do what? Jörg Rocholl: Well the mediator would be there to match demand and supply. This has worked in France where about 2 billion € have been matched in loans. And this would also be one part to make this market in Germany work again. DW-TV: And who will make sure that the loans given out are actually safe and good loans? Jörg Rocholl: In the end this should be the duty of the banks. And this is why there's maybe good reason for them to say 'let's be very careful and let's make sure that all the borrowers are creditworthy'. DW-TV: Jörg Rocholl, thank you very much for joining us! (Interview: Monika Jones)