Since the financial crisis there has been much talk about how banks can best provide their own safety nets to avoid calling on the taxpayer again. Bert Bruggink, chief financial officer of Rabobank, the only remaining triple A rated bank, discusses two of the front-runners, bail-in and contigent capital, with Jennifer Hughes, senior markets correspondent. Bail-in would see all bondholders suffer losses to recapitalise a struggling bank while contingent capital relies on creating specific bonds to bear that risk.