Banking Analyst, Bavarian Financial Center DW-TV: "Otto Steinmetz isn’t alone with his call for tighter regulations and more responsibility in the banking sector. At the World Economic Forum in Davos, French President Nicolas Sarkozy also called for tighter regulations. We're joined now by Wolfgang Gerke, President of the Bavarian Finance Center. Now, Obama wants it, Sarkozy wants it, a lot of other world leader are calling for tighter regulation. A lot of talk - why don't they just do it?" Wolfgang Gerke: "There is too much lobbying coming from the investment bankers, being very strong on Wall Street and in American policy. And therefore for President Obama, it's very difficult to fulfil all the ideas - to really create facts, and that's a problem. In the future, we need a global supervisory system; we need more equity for all these risky banks, but we will not get it if there are too many investors looking for high returns." DW-TV: "So it's not realistic to think that we could get everybody behind this concept of tighter regulations on a global scale? Then there's no point talking about it either, is there?" Wolfgang Gerke: "I want to stay an optimist. I think the last financial crisis was such a dreadful crisis that something has to happen, but sometimes it takes too much time, and the next crisis will come, and there will be banks in difficulties. And then, we have to look that further on, it's not the taxpayer helping them, the banks must help themselves." DW-TV: "They can't always be bailed out the way they have been now in the last year. How much freedom, would you say, does a bank actually need in order to function and keep the economy going - which is the point of a bank?" Wolfgang Gerke: "I would give a bank all the freedom - that isn't the problem. The bank taking the freedom must have enough equity, and a bank paying high dividends and high bonus payments should take part of these payments to create equity and to be able in a diff...