Questions in the Woods : An animation by a woodland river shows a vole in a kayak asking a beaver for some sticks to make a house, as winter is coming on. The beaver tells him that he will think about it, and suggests that he comes back next month. This the vole tries to do, but by then the river had frozen solid. The narrator notes that an urgent question needs an urgent answer, and advises that ING Direct can agree a mortgage in principle in 15 minutes.