"10 years ago I GENUINELY believed that by the time I was 30 I would have made my first million. The prospect is now looking increasingly unlikely, why have I not managed it?" This is the million pound question. James is now 29 and a half and going through a quarter life crisis.  As a skint filmmaker the prospect of earning a million is looking increasingly unlikely, and he would like to know why 10 years ago he was so wildly optimistic.