Exposure to tobacco smoke, alcohol, pollution, pesticides, drugs, even sunlight and fried foods all increase the formation of unstable molecules, known as free radicals, in our bodies. To lose one pound per week, you need to expend about 3,500 calories, an average of 500 calories per day. You can accomplish this by eating 250 fewer calories and burning 250 extra calories each day. HSA’s can save you money on insurance premiums, while giving you more control over your own health care decisions. Educating yourself is the best way to become an active, knowledgeable participant in your own healthcare. While more than 9 million Americans have purchased long-term care insurance, too many individuals put off planning until it’s suddenly needed.