News At Seven-Thirty highlights: HSBC will raise interest rate on credit card debt; Insurance scheme increase guarantee on home loans; H5N1 virus confirmed in Yuen Long poultry farm; U.S. auto makers bailout plan cleared first hurdle; Chinese-American scientist will join Obama cabinet; General strike in Greece added to unrest turmoil; India ruled out military action against Pakistan; Migrant workers in Shenzhen allowed to visit HK; Individual Travel Scheme expansion wanted; Legislators found guilty of assault; Pink styrofoam sheep promotes optimism.