Put a pause on those wedding bells ringing. Or at least tone them down a little bit. The financial crisis has caused some people to delay the plans for a wedding, and others to scale back on the lavishness. Money Magazine also looks at the beauty industry, where many have decided that maybe they don’t need that facial this month. Some people are finding opportunities and adapting during this economic downturn. People laid off, or facing a layoff, have decided to start their own business. One broker who acts as a go between for people wanting to sell or buy a business says inquiries from people wanting to buy a business are up 40% since the market meltdown began in September. Money Magazine talks to some people have taken the plunge and opened up shop.